by Jeff Nabers
As a person begins to do their research into the field of investment using an Unlimited™ retirement account (URA™ for short – sometimes mislabeled as “Self Directed” investing – See also “Clearing the Self Directed Confusion” for more info), they can’t help but to notice the mountains of information that seem to indirectly suggest they move all their retirement money from the stock market to direct real estate investment.
Why Real Estate?
Rather than convince you to invest your retirement money into real estate, I’d rather convince you to take the limits off your retirement funds and simply invest in whatever way you feel most comfortable. Most URA advocates talk a lot about real estate simply because it’s the most popular alternative investment sought out by retirement plan owners and participants.
As a result, many readers feel like they need to make a choice to either invest their retirement funds into real estate or the stock market. This should not be the case at all. An Unlimited IRA or 401(k) has the ability to invest some or all of its funds into stocks, bonds, mutual funds, index funds, and other publicly traded securities. It is your decision to choose the percentage of what funds are allocated to what assets, and it may help to seek out an investment advisor who specializes in Unlimited retirement accounts.